Conventional Loans

Conventional Loans Salt Lake City

If you’re looking to buy a home for your growing family, consider the benefits of a conventional loan. Conventional loans provide Utah homebuyers with a greater variety of options compared to other home mortgages.


Besides a wider range of mortgage uses, buyers can also set up financing options that meet their short-term and long-term financing needs. Conventional loans are specific to property ownership plans.


At American Home Loans, we keep things simple. Why complicate the process? Why pay higher rates? Take a look at some of our Utah conventional loan benefits:

  • Rates at wholesale pricing
  • NO closing costs or reduced closing costs programs available
  • NO PMI-No mortgage insurance programs up to 95% of home value
  • NO Origination Fees, points or junk fees in most cases

Why Choose American Home Loans?

We offer rates at wholesale pricing. Our loans have no origination fees, points or junk fees. The lenders we work with have a pre-set amount of what we get paid. Any excess of that amount goes straight to you! Other banks and lenders get more compensation the higher the rate they sell you. We don’t. If you choose a higher rate, the additional compensation we would receive goes to you — we guarantee this in writing. We aren’t motivated in giving you a higher rate because we are getting paid a set amount. Our customers see this reflected in our low rates and costs. We do the shopping for you by finding the best rate and program that applies to your particular situation.


Apply with American Home Loans Today

American Home Loans has been in business for 29 years and as a member of the Better Business Bureau with an A+ Rating, we do loans when others say No. And when they say Yes, we give you better rates and lower costs!

Apply for conventional loans designed for Salt Lake City homebuyers or talk to one of our loan officers to learn more about our programs.