How American Loans Is Changing the Game

How American Loans Is Changing the Game

And Helping More People Access Affordable Loans

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Buying a home of your own can be worthwhile, but the road leading up to getting the keys can be stressful. Applying for mortgage loans can be even more stressful, depending on your financial circumstances and credit score.

But don’t let traditional loans weigh you down. American Loans and Mortgage makes the dream of homeownership and investing in Utah more achievable. Here’s how.

Happy couple holding the keys to their new home.

500 Credit Scores OK

With American Loans, you can refinance or buy a home even if you have a credit score of 500. If you can increase your score up to 580, you can qualify for the ½% down payment program. Bankruptcy, foreclosures, short sales due to medical reasons, job loss, or a drop in income of at least 20% are acceptable.

Having a low credit score is not always due to circumstances within your control, and we want to help you get back on track with your finances.

Keyboard with key for payment options.

Creating More Opportunity

The dream of owning a home is achievable for any family. At American Loans, we can help you save thousands and find mortgage loans you can afford from our extensive network of lenders.

And it doesn’t stop there.

We can also help you improve your credit score while preparing for a home purchase, allowing you to access friendlier terms and lower rates.

Man signing a home insurance policy on a home loan.

Personalized Customer Experience

American Loans make it possible for every individual to buy or keep their home. Even if you have bad credit or you have special circumstances, we will work with you to find a loan program for your situation. We focus on keeping clients in the loop while we shop for the best mortgage rates in the state.

Signs reading “credit,” “loan,” “mortgage,” “cash,” “debt,” and “stocks.”

Diverse Loan Programs

Each individual’s needs and circumstances vary. Whether you’re buying a new home, building from the ground up, refinancing, or dealing with financial difficulties, we have a loan program for you. We have access to a wide network of lenders and local banks to help you finance loans with better terms and lower rates.


Achieving your financial goals is possible with the right loan partners in Utah. Access a wide network of lenders, credit repair companies, builders, real estate agents, and builders with American loans. Whether you’re looking for residential, commercial, or hard money loans, we can help you find loan products to address your financing needs.

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